Through a recent executive order, President Trump has instructed the U.S. Treasury Secretary to strategize the discontinuation of paper checks over the following 180 days. This would require using electronic payments for the following:

• IRS Tax Refund Payments
• Tax Payments from Taxpayers to the IRS

The White House also released a fact sheet which states that on September 30, 2025, the IRS will stop issuing refunds via paper check. However, it remains uncertain when electronic payments will become mandatory for taxpayers. Additional details from the IRS and the Treasury Department are anticipated to clarify the timeline and procedures for administering this change.

Exemptions & Accomodations

The following exemptions and accommodations from the executive order will apply:

• Individuals who do not have access to banking services or electronic payment systems;
• Certain emergency payments where electronic disbursement would cause undue hardship, as contemplated in 31 C.F.R. Part 208;
• National security- or law enforcement-related activities where non-EFT transactions are necessary or desirable; and
• Other circumstances as determined by the Secretary of the Treasury, as reflected in regulations or other guidance.

Grigg Financial Group will share further information as new guidance becomes available.